VIJAYA BANK LUDHIANA IFSC CODE Quick Search

IFSC Code

MICR Code

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What is VIJAYA BANK LUDHIANA ifsc code

IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.

VIJAYA BANK LUDHIANA ifsc code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main payment and settlement systems in India.

1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer

VIJAYA BANK LUDHIANA ifsc code Format:

The IFSC Code is an 11-characters code. First four alphabetic characters ( position 1 to 4) represents BankName and Last Six charactes ( Position from 6-11) which can be alphanumeric represents Bank Branch. The fifth character is 0 (zero) which is reserved for future use.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

For Example :

VIJAYA BANK LUDHIANA ifsc code : VIJB0007546 is 11 digit Unique IFSC Code.

First 4 characters represents Bank Code : VIJB for Bank : VIJAYA BANK

5th character is Zero and it is reserved for future reference

Last 6 characters represents Branch Code : 007546 for Bank Branch MAIN FOCAL POINT

Anatomy of a Cheque

VIJAYA BANK LUDHIANA ifsc code -cheque

The above image represent cheque format which locates IFSC Code and MICR Code in Red Box

What is MICR Code for vijaya bank ludhiana

MICR code for vijaya bank ludhiana represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.

MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).

Where is MICR Code for vijaya bank ludhiana on Cheque:

MICR Code for vijaya bank ludhiana can be found at the bottom of the cheque. As shown in above image MICR Code is shown inside Red rectangle at the bottom of the cheque.

MICR Code Format for vijaya bank ludhiana :

MICR Code for vijaya bank ludhiana is an 9-digit code. First three digits ( position 1 to 3) represents City Code, Next 3 Digits ( Position from 4-7) Bank Code and Last 3 Digits ( Position from 7-9) represents Branch Code.

1 2 3 4 5 6 7 8 9
City Code Bank Code Branch Code

For Example :

MICR Code for VIJAYA BANK : is 9 digit Unique MICR Code.

First 3 digits represents CityCode Code : NA for City : LUDHIANA

Middle 3 digits reprents Bank Code: NA for Bank : VIJAYA BANK

Last 3 digits represents Branch Code : NA for Bank Branch MAIN FOCAL POINT

VIJAYA BANK All Branch IFSC Code List for City LUDHIANA

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